Long-Term Care: No One Wants to Talk About It

Explore the myths and reality of long-term care in this new class.

JANUARY 31, 2014 -- Allan Hancock College Community Education is pleased to announce a new class about a topic that is important but often difficult to talk about – Long-term Care: Myths & Reality.

“No one wants to believe that living longer eventually might require help in doing some of the basic activities of daily living,” says instructor Stacy Sherwood, a self-employed financial advisor who doesn't like to think about getting older either.  “But statistics show you have a 40 or higher percent chance of needing that type of care once you are over age 65.  In fact, people are 10 times more likely to need long-term care than to need help because of home fires or car crashes.”

People can protect themselves from this situation, Sherwood stresses.  However; most people do not prepare or even talk about home and long-term care needs until it is too late.

“Locally, long-term care costs are about $200 - 300 a day, with an average stay of two to two and-a-half years, she says.  “Some people might get these services free; Medicare pays a limited amount and medical insurance pays very little, if any.”

Topics of discussion in the Long-term Care: Myths & Reality class include methods of reducing the emotional and financial drain placed on the family; how to be financially prepared; learning how to prepare a personalized, long-term care plan with the goal of staying in your own home (Sherwood calls it anti-long term care); protecting one’s assets; and most importantly, not being a burden on one’s family.  Students will be able to put this information to work immediately.

The class meets Saturday, Feb. 8, from 9:30 - 11:25 a.m., on the AHC Santa Maria campus, Room C-34.  The fee is $12.

Register online at www.hancockcollege.edu for CRN (course number) 41606.  This is a Community Service/Fee-based class and is listed as CSPD 8045 in the class subject area.  Students may also receive registration assistance in person at Community Education (bldg. S) on the Santa Maria campus.  View the spring 2014 Spectrum schedule of Community Education classes for admissions and registration information online, or pick up a print copy at all campus locations.

For more information, call (805) 922-6966 ext. 3209.

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Last Modified Dec 10, 2014